News & Announcements
NPCI Guideline for ATM Customer
Dear ATM Customer, As per NPCI guideline, the Cash not collected at ATM will not be taken back (Retracted) by the ATM after the timeout period of 30Secs.Bank is not responsible if customer fails to collect cash from this ATM.
Dear ATM Customer, As per NPCI guideline, the Cash not collected at ATM will not be taken back (Retracted) by the ATM after the timeout period of 30Secs.Bank is not responsible if customer fails to collect cash from this ATM.
Loans
We offer several loan products to help you buy a home or car for your family and also loan against your deposit with us to tide over unforeseen financial needs. You can leverage your future income, existing assets, and deposits as security for the loan.
Please choose loan type using right navigation links, to know more.
| JALGAON JANATA SAHAKARI BANK LTD. JALGAON (SCHEDULED BANK) LOAN INTEREST RATE UPDATED AS ON 18/06/2018 (Summary ) | |||
| NO | Loan Type | (PLR 14.00%) | Rate of Interest |
| 1 | Education Loan Scheme | ||
| A) Education Loan Scheme | PLR -1.50% | 12.50% | |
| B) DHEYAPURTI (11th & 12th Students) | PLR -1.50% | 12.50% | |
| 2 | Housing Loan Scheme | ||
| A) SWAPNAPURTI PLUS | PLR -4.50% | 9.50% | |
| B) SWAPNAPURTI PLUS (Under Payment Deduction Scheme) | PLR -4.75% | 9.25% | |
| C) Gruha Sajawat Karj Yojna | PLR-4 | 10.00% | |
| D) KESHAV NIWAS YOJNA | PLR -5.35% | 8.65% | |
| E) Housing Top up Loan Scheme | Rate applicable as per Housing Loan | ||
| F) O D Against Home Loan | Rate applicable as per Housing Loan | ||
| G) Gruhalaxmi Niwas Yojna | PLR -5.00% | 9.00% | |
| 3 | Vehicle Loan Scheme | ||
| A) Car Loan Icchapurti (for all borrowers ) | PLR-4.05% | 9.95% | |
| B) Two Wheelar:(Max.Repayment period 60 Months) | PLR -1.00% | 13.00% | |
| C) Commercial Vehicle | PLR- 1.50% | 12.50% | |
| D) Second car loan | PLR + 1.50% | 15.50% | |
| 4 | C.C.Limit for Working Capital to Business/Professtional | ||
| Hypo.C.C Against Stock , Book Debts, CC Against Bills / Work Orders (ROI Applicable for 1st year & ThereAfter as per Credit Rating) (Loan Limit Amount from Rs. 5.00 lac & above). (Loan Limit upto Rs.4.99 lac @15.00 p.a.{PLR+1.00%}) |
PLR | 14.00% | |
| O.D.Against Proparty (C.C.Limit) | PLR | 14.00% | |
| Ware House loan/Godown Limit/C.C.Pledge | PLR | 14.00% | |
| Sthavar Cash Crerdit | PLR | 14.00% | |
| Clean Cash Credit | PLR + 2.00% | 16.00% | |
| Temporary Over Limit / Additional Limit (Max. up to 20% of Sanction Loan Limit) |
Over @2 % on C.C..Int.Rate | ||
| 5 | Term Loan for Business/Professtionals | ||
| UDYOGMITRA YOJNA (TL/WCTL/WCDL/LAP) {If 100% Collateral Security @12%p.a.} |
PLR-1.50% | 12.50% | |
| Loan Against Proparty (for Non Business ) | PLR | 14.00% | |
| Loan Against Lease Agreement (Rent Agreement) New A/c from 09/01/2017 |
PLR -2.50% | 11.50% | |
| Loan Against Lease Agreement (Rent Agreement) New A/c from 09/01/2017 { ONLY FOR BRANCH LANDLORD} |
PLR -2.75% | 11.25% | |
| PRADHANMANTRI MUDRA KARJ YOJNA (PMMY) Stn Rd., M.Y., Dhule City, Jamner, Yawal, Kalyan Br. | PLR -3.78% | 10.22% | |
| UTKARSHA ( for Small Traders Loan Scheme) TL&CC | PLR-3.00% | 11.00% | |
| Antodya Loan Scheme | PLR -1.50% | 12.50% | |
| Annasaheb Patil Arthik Vikas Mahamandal (CRMUKVA)(5yr) | PLR -2.000% | 12.00% | |
| 6 | JALGAON MAHANAGARPALIKA GALE DHARK | ||
| Unsecured CC & Term Loan (Max. Limit) | PLR -1.00% | 14.00% | |
| Secured CC & Term Loan | PLR -3.00% | 11.00% | |
| 7 | Gold laon & Gold O.D. (Bullet Payment Limit upto Rs.2.00 Lac Per Borrower ) |
PLR -3.00% | 11.00% |
| Suvarnasandhi Loan Scheme | PLR -3.00% | 11.00% | |
| NSCOD & Loan Against Government Bond | PLR-3.00% | 11.00% | |
| Loan Against Fix Deposit/FDOD | Over @1.50% on F.D.Int.Rate | ||
| F.D.O.D.(S.H.G.) 80%amount of (F.D.Amt. Less Rs. 10000/-) | Over @1.50% on F.D.Int.Rate | ||
| F.D.O.D.Staff | As per Fix Deposit Interest | ||
| Sanjivani Loan Scheme | As per Fix Deposit Interest | ||
| 8 | Avinashi Aarogya Mitra Loan Scheme | PLR-2.40% | 11.60% |
| Personal loan/ Garajpurti/ Gurusanman/ Sanmanshri/ Shrimanshri / Anandyatri | PLR + 2.00% | 16.00% | |
| Personal loan 100% secured / with Salary deduction | PLR + 0.50% | 14.50% | |
| 9 | Other Loan | ||
| Other Loan for Solar Appliances | PLR -2.00% | 12.00% | |
| Jain /Swamidip Solar Appliances ( 0% )* | PLR -2.00% | 12.00% | |
| Other Loan for consumer durable | PLR -1.00% | 13.00% | |
| 10 | Krushi Sadhana/ Krushi Sinchan/Krushi Vaibhav | PLR +1.00% | 15.00% |
| Krushi Sinchan Subsidy Loan Scheme(Max.limit upto Rs.1.00 lac) | PLR | 14.00% | |
| 11 | OBP | PLR + 2.00% | 16.00% |
| 12 | Self Help Groups | PLR | 14.00% |
| Joint Liability Group | PLR + 2.00% | 16.00% | |
| 13 | Dhanwantari Loan Scheme C. C. /Term Loan (from 01/05/2017 For New Loan A/cs ) {1% switch over charges } |
PLR-3.25% | 10.75% |
| 14 | CA CC /TL Scheme | PLR-2.00% | 12.00% |
| 15 | Claims Paid under L/C & B.G. | PLR + 2.00% | 16.00% |
| Bill Discounting (Backed by Inland L.C.) | PLR-4.00% | 10.00% | |
| 16 | Loan against Life Insurance Policies /Jivan Astha /(ALL) | Fixed | 12.00% |
