Loans

We offer several loan products to help you buy a home or car for your family and also loan against your deposit with us to tide over unforeseen financial needs. You can leverage your future income, existing assets, and deposits as security for the loan.
 

Please choose loan type using right navigation links, to know more.

 
JALGAON JANATA SAHAKARI BANK LTD. JALGAON (SCHEDULED BANK) LOAN INTEREST RATE UPDATED AS ON 18/06/2018 (Summary )
NO Loan Type (PLR 14.00%) Rate of Interest
1 Education Loan Scheme 
A) Education Loan Scheme  PLR -1.50% 12.50%
B) DHEYAPURTI (11th & 12th Students) PLR -1.50% 12.50%
2 Housing Loan Scheme
A) SWAPNAPURTI PLUS PLR -4.50% 9.50%
B) SWAPNAPURTI PLUS (Under Payment Deduction Scheme) PLR -4.75% 9.25%
C) Gruha Sajawat Karj Yojna PLR-4 10.00%
D) KESHAV NIWAS YOJNA PLR -5.35% 8.65%
E) Housing Top up Loan Scheme Rate applicable as per Housing Loan
F) O D Against Home Loan Rate applicable as per Housing Loan
  G) Gruhalaxmi Niwas Yojna  PLR -5.00% 9.00%
3 Vehicle Loan Scheme
A) Car Loan Icchapurti (for all borrowers ) PLR-4.05% 9.95%
B) Two Wheelar:(Max.Repayment period 60 Months) PLR -1.00% 13.00%
C) Commercial Vehicle  PLR- 1.50% 12.50%
D) Second car loan PLR + 1.50% 15.50%
4 C.C.Limit for Working Capital to Business/Professtional
Hypo.C.C Against Stock , Book Debts, CC Against Bills / Work Orders (ROI Applicable for 1st year & ThereAfter as per Credit Rating)
(Loan Limit  Amount from Rs. 5.00 lac & above). (Loan Limit upto Rs.4.99 lac @15.00 p.a.{PLR+1.00%}) 
PLR  14.00%
O.D.Against Proparty (C.C.Limit) PLR  14.00%
Ware House loan/Godown Limit/C.C.Pledge PLR 14.00%
Sthavar Cash Crerdit PLR  14.00%
Clean Cash Credit PLR + 2.00% 16.00%
Temporary Over Limit / Additional Limit
(Max. up to 20% of Sanction Loan Limit)
Over @2 % on C.C..Int.Rate
5 Term Loan for Business/Professtionals
UDYOGMITRA YOJNA  (TL/WCTL/WCDL/LAP)
{If 100% Collateral Security @12%p.a.}
PLR-1.50% 12.50%
Loan Against Proparty (for Non Business ) PLR 14.00%
Loan Against Lease Agreement (Rent Agreement)
New A/c from 09/01/2017
PLR -2.50% 11.50%
Loan Against Lease Agreement (Rent Agreement)
New A/c from 09/01/2017 { ONLY FOR BRANCH LANDLORD}
PLR -2.75% 11.25%
PRADHANMANTRI MUDRA KARJ YOJNA (PMMY) Stn Rd., M.Y., Dhule City, Jamner, Yawal, Kalyan Br. PLR -3.78% 10.22%
UTKARSHA ( for Small Traders Loan Scheme) TL&CC PLR-3.00% 11.00%
Antodya Loan Scheme PLR -1.50% 12.50%
  Annasaheb Patil Arthik Vikas Mahamandal (CRMUKVA)(5yr) PLR -2.000% 12.00%
6 JALGAON MAHANAGARPALIKA GALE DHARK    
Unsecured CC & Term Loan (Max. Limit) PLR -1.00% 14.00%
Secured CC & Term Loan PLR -3.00% 11.00%
7 Gold laon & Gold O.D.
(Bullet Payment Limit upto Rs.2.00 Lac Per Borrower )
PLR -3.00% 11.00%
Suvarnasandhi Loan Scheme PLR -3.00% 11.00%
NSCOD & Loan Against Government Bond PLR-3.00% 11.00%
Loan Against Fix Deposit/FDOD Over @1.50% on F.D.Int.Rate
F.D.O.D.(S.H.G.) 80%amount of  (F.D.Amt. Less Rs. 10000/-) Over @1.50% on F.D.Int.Rate
F.D.O.D.Staff As per Fix Deposit Interest
Sanjivani Loan Scheme As per Fix Deposit Interest
8 Avinashi Aarogya Mitra Loan Scheme PLR-2.40% 11.60%
Personal loan/ Garajpurti/ Gurusanman/ Sanmanshri/ Shrimanshri / Anandyatri PLR + 2.00% 16.00%
Personal loan 100% secured / with Salary deduction PLR + 0.50% 14.50%
9 Other Loan
Other Loan for Solar Appliances PLR -2.00% 12.00%
Jain /Swamidip  Solar Appliances ( 0% )* PLR -2.00% 12.00%
Other Loan for consumer durable PLR -1.00% 13.00%
10 Krushi Sadhana/ Krushi Sinchan/Krushi Vaibhav PLR +1.00% 15.00%
Krushi Sinchan Subsidy Loan Scheme(Max.limit upto Rs.1.00 lac) PLR 14.00%
11 OBP PLR + 2.00% 16.00%
12 Self Help Groups PLR  14.00%
Joint Liability Group PLR + 2.00% 16.00%
13 Dhanwantari Loan Scheme C. C. /Term Loan
(from 01/05/2017 For New Loan A/cs )
{1% switch over charges }
PLR-3.25% 10.75%
14 CA CC /TL Scheme  PLR-2.00% 12.00%
15 Claims Paid under L/C & B.G.  PLR + 2.00% 16.00%
Bill Discounting (Backed by Inland L.C.) PLR-4.00% 10.00%
16 Loan against Life Insurance Policies /Jivan Astha /(ALL) Fixed 12.00%